Companies that offer “low monthly payments” on consumer goods are really peddling bad deals… and bad debt.
It’s easy to get into trouble with credit cards. To turn the problem around, we need to face the lack of discipline in our hearts.
Borrowing can be as addictive as a drug. Admitting you have a debt problem is the first step to getting help.
You may be able to “afford” the monthly payments, but financing leads to bum deals, and never-ending payment cycle.