Building an Inheritance

God wants you to build wealth. In fact, He’d love to see you have a great portfolio of assets when you die. But it’s not just for your sake. He wants to use your wealth to bless the people that come after you.

God has a plan for your life, and He has a master plan for your money. We’ve discussed three of the pillars of that plan already — God wants us to provide for our families, tithe faithfully to our local churches, and give generously to help the poor and build the Kingdom. But the fourth aspect is just as important: God wants you to store up wealth, in order to build an inheritance for future generations.

That’s not a very popular sentiment. It may appear to fly in the face of things that we’ve been taught all of our lives about money and materialism. After all, “he who dies with the most money still dies.” But that doesn’t mean that to die wealthy is a bad thing. In fact, the Bible indicates that it’s actually a good thing.

Let’s dig right into the scripture here. I love what Prov. 13:22 says:

A good person leaves an inheritance for their children’s children,
but a sinner’s wealth is stored up for the righteous.

According to this scripture, leaving an abundant inheritance is a mark of a life well lived. We can take this verse several different ways: From a metaphorical point of view, we can say that Godly principles and good character will pass down from generation to generation, and that is true. But I believe that this verse also has a direct financial application. After all, the second half of it specifically mentions monetary wealth.

For those of us who are seeking to apply God’s wisdom to our finances, this verse tells us that God wants us to build up an abundance of wealth throughout our lives. But the purpose of accumulating wealth is not to sit on the biggest pile of cash at the end of life — that’s just greed. Rather, God wants us to have wealth that can be passed on as inheritance to future generations.

You see, the philosophies that warn us against building wealth in life are short-sighted. Some people say that they want to spend their last dollar on the day that they breathe their last breath. Others warn us not to worry about money, because “you can’t take it with you.” The problem with these lines of reasoning is that their proponents only see one side of the coin.

We have a tendency to view all of the world in terms of our own finite lives — nothing that happened before we were born really matters; when we die, that’s the end of the game. The trouble is that God sees the world differently. Although He treasures each individual life, He exists outside of our understanding of time, and He sees life running through family lineage.

From God’s point of view, your life didn’t just begin with you. It began with your parents, your grandparents, and the generations before them. Your life will continue in your children, your grandchildren and so on, long after you have died. That’s an important concept that explains so much of the Bible, especially the Old Testament. Adam and Eve fell to sin, and because we have their life in us, we are also born slaves to sin (Rom. 5:12). God tells us that He punishes children for the sins of their fathers, but shows kindness to a thousand generations of those who love him (Exodus 20:5). When God made a covenant with Abraham, it extended to all of his descendants, because God saw the life of Abraham in all of those people (Gen. 17:1-13).

If you really grasp this concept, it can powerfully shape the way that you see the world around you. It certainly shapes the way that I see wealth. God doesn’t want me to accumulate a lot of wealth so that I can simply be wealthy. He wants me to accumulate wealth to pass on to the next generation.

Even though we will all die, our inheritance will live on. If we build wealth the right way, our wisdom and hard work can continue to make a difference on this earth, even after we’ve stepped into eternity.


Photo by Jeramey Jannene. Used under Creative Commons License.



  1. […] wealth to bless the people that come after you. God has a plan for … … Read more: Building an Inheritance – God, Money and Me… ← Breakingfreeatmidlife, Midlife, Build Wealth, Bonus Business […]

  2. […] church, giving to the poor and supporting ministries. And as we discussed last week, it also means building up an inheritance for future […]

  3. […] of the pillars of God’s Master Plan for our finances is for us to build a financial inheritance that will continue to work for His good long after we are gone. It’s an idea that sounds […]

  4. […] have now grow, so that we can use it to meet future needs, give to organizations we care about, and build an inheritance for future […]

  5. […] isn’t just a way of giving our children a bunch of money to make their lives easier. God wants to to leave an inheritance on the earth so that your money can continue to work for His kingdom after you’re gone. But […]

  6. […] this series, we’ve been discussing the fact that God wants us to build a financial inheritance throughout our lives that will pass on to the next generation when we’re gone. And though […]

  7. […] an inheritance — You may not desire riches for riches’ sake, but God wants you to build a financial legacy to leave to your descendants when you die. Investing is one of the best ways to do that, and it can […]

  8. […] of the things that God wants us to do with our money is to build an inheritance for future generations. That means that when we die, we’ll pass on our assets to our heirs. […]

  9. […] part of God’s Master Plan for our financial lives. The Bible makes numerous references to building an inheritance for future generations. In America today, we plan for our own futures and build that inheritance […]

  10. […] provide enough income for you to live comfortably, and certainly not enough to give generously and provide an inheritance for future generations. In order to do those things, you need a solid nest egg that comes from a […]

  11. […] If you understand this, then you understand why investing is such a good thing: When you invest money into a business, you’re enabling entrepreneurs to create new ways to serve people. When they succeed at serving, they create new wealth, their companies grow, and you become more wealthy because you earn returns on your investment. Society benefits because people are being served; you benefit because you are becoming more wealthy. Everybody wins. And over a lifetime of wise investing, you can create a sizable amount of wealth that will take care of you in retirement and pass on to the next generation as a great inheritance. […]

  12. […] account of our money, to give to the poor, to tithe, to plan for our futures and to build wealth for future generations. To do those things well, we need to have control of as much of our money as we can, which means […]

  13. […] carefully saved throughout our lives would be there for us to enjoy in our old age, and to pass down to our heirs after we’re gone. But this story plays out in thousands of families around the country every […]

  14. […] has called us to. Far too many Christians find themselves unable to do things like tithe, give or build an inheritance for future generations because of the financial habits that they have built throughout their lives. […]

  15. […] inheritance is a good thing — in fact, building an inheritance to leave for the next generation is part of God’s Master Plan for your finances. At the end […]

  16. […] financial success requires looking years or decades down the road, and preparing to leave an inheritance for future generations. We do that primarily through saving and investing. The more you save and […]

  17. […] it’s not tightly controlled, that lifestyle spending can get in the way of doing things like saving for the future or giving to worthy […]

  18. […] society doesn’t talk about inheritance enough, which is a shame, because building an inheritance  for the next generation is part of God’s Master Plan for your finances. And if you’re […]

  19. […] scripture that he wants to to tithe to your church, provide for your family, give to the poor and store up an inheritance for future generations. Those priorities all come first in God’s master […]

  20. […] Master Plan for our money teaches that leaving an inheritance for future generations is important, but defined-benefit pensions get in the way of us doing that. […]

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